Year-round support
Appointments, specialists, pharmacy guidance, claims help, and benefit questions.
The warm side
of insurance
Truly bilingual
English & Spanish with cultural connection to multicultural communities.
Family protection
Health, dental, vision, supplemental and life in one protection plan.
Educational & human
We help you understand your benefits and choose with confidence.
Five layers of protection,
one conversation
Every plan adds indemnity and supplemental coverage to help close the financial gaps, so a medical emergency doesn't turn into medical debt.
Obamacare / ACA
ACA coverage with income-based help.
Private Insurance
Additional coverage options beyond ACA.
Dental & Vision
Everyday care your health plan leaves out.
Supplemental
Indemnity cash benefits that cover the gaps.
Life
Protection for the people who depend on you.
Obamacare / ACA
ACA coverage with income-based help.
Private Insurance
Additional coverage options beyond ACA.
Dental & Vision
Everyday care your health plan leaves out.
Supplemental
Indemnity cash benefits that cover the gaps.
Life
Protection for the people who depend on you.
Why no "$0" plans?Most $0 plans are gone or too thin to matter. We build layered coverage that actually protects you.
Simple steps
How it works
Answer a few questions
Tell us where you are applying, who needs coverage, and what kind of protection matters most.
Talk to an advisor
A licensed Protecta agent reviews your answers, spots gaps, and explains your best options clearly.
Get a layered plan
We build one complete recommendation with health, dental, vision, supplemental, and life if it fits.
María García
Lead Advisor
95%
of clients come
through referrals
“
Tired of families being abandoned after enrollment.That is not how we do it.
“
People who care for people.Not a call center. Not a script.
Gerardo Sanchez
Lead Advisor
Refer a family.
Earn money.
Simple, community-driven extra income. Paid by Zelle, CashApp, or Venmo.
$25+
per individual
Starting bonus — higher based on coverage type.
$50
per family
Bigger rewards when whole families get protected.